Things to Consider When Buying a Home

 Buying a home can be an exciting and intimidating process...

• It's important to understand the different steps involved in purchasing a property, including getting pre-approved for financing, researching neighborhoods, understanding taxes and insurance costs associated with homeownership, and finding the right real estate agent.
• Working with a reputable Lender and Title company will ensure your process is smooth.  Most of the time, a good Realtor can recommend vendors of choice that they have built a trusted relationship with. 
• Get several quotes from Lenders if you aren't happy with the interest rate or qualification a Lender provides.  Not all lenders are created equal, same goes for Realtors. 
• When considering your budget for buying a house or condo it is essential to factor in all of the additional costs such as HOAs, closing fees, and moving expenses. There will be some upfront costs once you go under contract, such as inspections and appraisal costs.
• Researching local housing markets is key when looking at homes so you know what prices are reasonable for similar properties in your area, if you work with a good Real Estate agent they will be able to guide you to homes that are priced correctly and for fair market value.
• Finding an experienced real estate agent who understands the market trends, and communities and has strong negotiation experience will help ensure that you get the best deal possible on your dream home.